Job Description: The Loan Underwriter I is primarily responsible for Mortgage Operations: Underwriting and evaluating conventional, FHA, VA, and CRA Residential Mortgage applications in compliance with bank policies and procedures and Consumer Operations: Underwriting and evaluating Home Equity and Consumer Loans. Job Responsibilities: Identifies loans for exceptions while ensuring proper procedures are followed for approval and documentation and assists in clearing or resolving any issues. Evaluates all documents and condition loan accordingly. Inform Processor of any additional items necessary to substantiate loan request. Underwrites ethical and salable residential mortgage and consumer loans and evaluate risk while insuring the quality of each loan submitted. Validates the data entry to the appropriate Loan Operating System and evaluates all applicable documentation as required by job function and condition. Approves loans, issues alternative options, or adverse action accordingly using sound judgment while applying bank policies and procedures. Demonstrates In-depth knowledge of regulatory, investor and departmental lending policies for underwriting of conventional loan requests. Job Requirements: Excellent oral and written communication skills. Working knowledge of loan underwriting and documentation requirements. Knowledge of Agency Guidelines and DU automated underwriting system and the ability to provide excellent customer service to both internal and external customers. Knowledge of CRA products and industry. Knowledge of regulatory, investor and departmental lending policies for underwriting. Solid PC skills. 1-2 years underwriting experience and/or 2 + years of loan processing experience. High school diploma or GED required. Job Details: Company: TD Bank Vacancy Type: Full Time Job Location: Greenville, SC, US Application Deadline: N/A Apply Here careers-trivia.com
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